Value and finance

What it's worth

$34,500–$37,200

Estimate

Up about $600 since June, as fewer of these are coming to market. Every 10,000 km you add takes roughly $900 off.

What's left on the loan

$21,480

Estimated, not confirmed

19 months left at $812 a month with Kia Finance.

Three kinds of number, kept apart

· Estimated — worked out from your original contract. This one.
· Confirmed by you — a figure you've read off a statement.
· Live from the financier — only when they send it to us.

Ask Kia Finance for a firm payout

We send your name, contract number and today's date to Kia Finance. They normally answer within two business days, and the figure lands here and in your documents. Nothing changes on your loan by asking.

Equity

$14,370

If it trades at the low end$13,020
Midpoint$14,370
If it trades at the high end$15,720

Equity is the trade estimate less the estimated payout. Both are estimates, so treat this as a range, not a figure to plan around.

What it costs to run

$1,268 a month

Finance, fuel, servicing, insurance and registration together.

See the breakdown

Thinking about the next one?

See what you could change into

$14,370 towards the next car, at today's estimates.